The following terms are directed toward High Yield Investment Programs (HYIPs). Please let me know if there are other words that need to be added to this list. Thanks! Account Center - The account center is where you view (some or all of the following information is available) your statistics, profile, purchase positions, manage positions, withdrawal, advertising, referrals, contact us, and logout.
Auto-Deposit - When your money is automatically deposited into your account.
Auto Reinvestment Percentage - A certain percentage of cycled money is kept and automatically re-invested back into the program and stays for a certain time limit.
Back Room - The back room is where you view (some or all of the following information is available) your statistics, profile, purchase positions, manage positions, withdrawal, advertising, referrals, contact us, and logout.
Banner - An advertising tool provided by the company to promote the Program. Thus enabling you to earn Referral Commission for new signups.
Commissions - Compensation received for a Referral signup.
Compounding - To compute (interest) on the principal and accrued interest. Compounding is an option which you can increase your principal. If you choose 100% compounding rate, for instance, all your daily profit will be added to the principal. This way, on the following day, interest will be calculated on the principal + the amount of the previous profit payout.
Compounding Frequency - The number of compounding periods in a year.
Compounding Period - The length of the time period that elapses before interest compounds.
Compound Interest - Interest paid on previously earned interest as well as on the principal. For example, interest earned in one period earns additional interest during each subsequent time period.
Debenture - General debt obligation backed only by the integrity of the borrower.
Diversification - An investment technique intended to minimize risk by placing money in a number of securities. In a diversified portfolio, a decline in the value of one stock, for example, would not dramatically affect the overall value of the holdings.
Due Diligence - The process whereby a person investigates an opportunity, assesses the quality of the management team, and the key risks associated with an opportunity.
E-currency - Short for electronic currency.
E-Gold - E-gold is integrated into an account based payment system that empowers people to use gold as money. Specifically, the e-gold payment system enables people to Spend specified weights of gold to other e-gold accounts.
Exchanger - A company which is able to convert your cash dollars into e-currency.
Forum - An online community where members are able to post information to share with others.
Funding - When you put money into your e-currency account using an authorized exchanger.
High Yield Investment Program - High Yield Investment Program is just what it sounds like, a program offering a high yield investment.
HYIP - Short for High Yield Investment Program.
Interest - The price paid for borrowing money. It is expressed as a percentage rate over a period of time and reflects the rate of exchange of present consumption for future consumption.
INTGold - INTGold is a digital currency, online payment system, debit card service, and IntGold account processor.
Login - To login is to provide your username and password in order to have access to the back room or member's area.
Logout - This enables you to end your session within a member's area of a Program.
Manage Position - Manage Position is located in the back room/member's area. This area provides information on your transactions in the program. All or some of the information is provided on the page: payment mode, amount invested, cycled amount, purchase date, expected cycle date, cycled, and paid.
Maximum Spend - The most amount that you can pay into a program in one day.
Member's Area - The member's area is where you view (some or all of the following information is available) your statistics, profile, purchase positions, manage positions, withdrawal, advertising, referrals, contact us, and logout.
Minimum Spend - The least amount of money accepted in order to join the program.
Non-Compounding - Does not compute (interest) on the principal.
Payment Processor - A Payment Processor allows anyone with an email address to send or receive payments using e-currency.
Profile - The personal information of a member.
Re-invest - This is the amount that you would put back into the program to cycle again.
Referral - A person that you referred to the program.
Referral URL - This is a web site link that contains your specific username or number that a referral would click on to view the program information. This enables you to get credited for their signup.
Risk - The measurable possibility of losing or not gaining value.
Sponsor - A sponsor is a person who has referred people to a program.
Statistics - The statistics shows information regarding your current program. The following information is available (some or all of the information is available) to view in your back room/member area: You view your total investment, amount paid, amount available, referral bonus, total referrals, referral URL, and if available downloads.
Withdrawal - A requested amount that would be deposited back into your e-currency account and not re-cycle through the program.
I hope you've enjoyed this educational report that was based on the wisdom of many savvy HYIP investors. This information is provided to help you get off to a secure and safe start. If you know of anything that I should include, please let me know. I'd be happy to hear from you.
As always, invest at your own risk, understand that private arrangements are by their nature high risk, and use only expendable funds. Past performance is no guarantee of future performance and any one of these, even if they have been around 33 years, can go down tomorrow. As long as you accept the risks and take your own responsibility for your decisions you will be just fine.
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Just blogging for a while, my site is also about e currency trading, so just saying hi.
Charles