| Before you can get started with High Yield Investment Programs (HYIPs) there are a few things that you'll need to have in place (if you don't already have). I've broken them up into 10 steps to make it easier to follow. Some of the steps you might already have in place so just 'step' over them and continue with the next one.
1. USERNAME
Choose a online program name for yourself that you'll be using in all the programs from now on. You can use your real name but most people have a 'online name' for use in forums and programs.
2. PASSWORDS
(Mine is *********) :-) Get yourself a password manager. (Manual or Roboform). In some of the e-currency accounts you'll need two passwords. Choose or assign a different one for each program. You'll also need passwords for some Forums and Chat Rooms to participate. If you're not using a manager, get about ten ready. Make them good and at least 12 characters
 Roboform software is my personal recommendation for keyless password entry into any program or site that requires a password, and can also be used to quickly access those sites, with one click, that either do or don't require a password. It's a great software program that keeps all of your information handy and fills in all kinds of forms. There are those who debate about keeping a program like this on your PC, but if you utilize a full internet security program (like a firewall), then this form filler is safe and can do your password entries without using key strokes. I highly recommend that you go ahead and purchase RoboForm Pro. It has unlimited passcards and you can install unlimited custom info fields. It's the greatest information entry time saver available on the net at this time, and like I said, it will securely enter your saved passwords without keystrokes. It also keeps you from forgetting the entry information to all of your programs, and the data can be backed up, so you wont lose it if your PC crashes. It also stores the URLs you need for entry to your programs. I just cant say enough good things about it and I'd probably be lost without it.
3. EMAIL ADDRESS
Have your email address handy. Depending on how you're currently working, it might be a good idea to get a second/third email address. Preferably not a free email address like hotmail or yahoo. I like to use Safe-mail, which is hacker-proof and encrypted. Remember all the correspondence relating to investments will now go to this email box. You'll also get your program verifications and passwords at this email address. If you're going to refer others to your programs, you might want to have referral mail to come to a different email. The only important email address is the one that you'll enter at all the HIYP programs and e-currency accounts as it may be very difficult to change later due to security reasons.
4. COMPUTER SECURITY
If you suspect that you have a KEYLOGGER, more than likely it has become PART of your WINDOWS OPERATING SYSTEM! And most anti-spyware programs are helpless to find these! . . .
The SAFEST thing to do is to ERASE YOUR HARD DRIVE COMPLETELY. That includes all free space as well as the boot track. A lot of software "CLAIMS" to erase your hard drive but they don't completely. So find your Windows CD-ROM, Windows Boot Floppy, your Anti-Virus, and Anti-Spyware CDs first. If you don't have a copy of ZoneAlarm (firewall), you should download it now and write it to CD-ROM so you can install it after re-installing
Windows.
Once you have followed the instructions and built the floppy, you can erase your hard drive. Then partition and format the hard drive. Instructions are at the link above. Better print them BEFORE erasing the hard drive!!
NOTE: MAKE SURE your computer is NOT attached to the internet before you perform Step 1 below!
Now perform the following steps:
1) Install The Windows Operating System.
2) Install ZoneAlarm (free version located here). You can contact me for the serial number.
3) Install Your Anti-Virus Program. (If you don't have, try free-av)
4) Install the free SpyBot Search & Destroy program.
5) Install any other Anti-Spyware Programs, such as:
* Lavasoft Ad-aware SE Personal (free)
* Spywareblaster (free)
6) Now connect your computer to the internet and click "Start" and "Windows Update". Download and install ALL the Windows updates that there are. This can take a while! Don't forget this step!
7) Install the Mozilla web browser found at www.Mozilla.ORG and use it to access all websites. The Mozilla web browser should be used wherever possible because it is more SECURE than Microsoft's Internet Explorer web browser. Mozilla is less
likely to pick up KEYLOGGERS from viewing a webpage. But it still is NOT guaranteed, just safer is all.
8) One last thing besides running all the anti-virus and anti-spyware programs is a set of internet security tests found here.
Click on "Proceed" and run the ShieldsUp Tests. You probably want to run the "File Sharing", "Common Ports", and "All Service Ports" for sure. If everything is working fine, you should get a perfect score on each test. These tests indicate how secure you are from other computers trying to scan yours through the internet--to find a way in to do their evil.
If you do not get a perfect score, then go through ALL the options in ZoneAlarm and set your SECURITY on MAXIMUM everywhere possible. Then run the test above again. You should pass 100%! I set ZoneAlarm to ask me before ANY program accesses the internet.
Yes, that includes the web browsers too. EVERYTHING!
Install any other software you use. Just remember, this should be a SECURE computer. If you are using it to surf the internet, you are going to pick up stuff, including KEYLOGGERS!!!
Also, please read e-gold.com's Security Recommendations:
https://www.e-gold.com/securitynotes.html
5. OPEN YOUR E-CURRENCY ACCOUNTS
Use a list of the programs you intend to invest in step 4 above and then list the e-currency accounts working in each program.
The rates at E-Currency accounts is less than at others like Stormpay but Stormpay is easier to use with credit cards as you don't need to fund upfront.
Now open these e-currency accounts [Click here for e-Gold] [Click here e-Bullion]
What is e-Gold? What is e-Bullion?
If you don't already have an e-currency account, I suggest opening one right away. E-gold and INTGold are the most widely used e-currencies amongst HYIPs and are free to join. The most prudent thing to do is open an account with both sites.
6. VERIFICATION
You'll need to verify your ID with the e-currency accounts to be able to withdraw funds later. (And in some cases to fund your account). This is mostly for your security, and also to verify that you're not laundering money. To do this, you'll be required to send a copy of your Driver License/Passport photo ID, Utility Bill, etc. See individual programs for requirements.
7. FUND YOUR GOLD ACCOUNTS It's very important that you fund these accounts prior to joining any program. Most programs require you to spend immediately upon joining or give you a time limit to make your first spend. The links below are AUTHORIZED EXCHANGERS.
Authorized exchangers are able to accept your money and exchange it to e-currency. Each one has their own set of fees and instructions. Read over them carefully to learn how to get your account funded. Best to choose one that will do it all for you. They're in no particular order. To fund your E-Gold account using money order or bank wire:
8. SIGNUP AND OPEN YOUR ACCOUNTS
Use your list of programs in YOUR PLAN above and open a account for yourself with each of the programs you choose. At this time, also join each program's Forum and chat room. Read the rules and workings of all the programs you'll be joining.
9. FOLLOW THE 3 RULES OF HYIP INVESTING - Simple as 1, 2, 3
 Rule #1 - Don't play with the milk money! In other words, never use funds you can't afford to lose. Do not max out your credit cards or spend money that you need to live on. Do not deplete your savings or put your financial health at risk, EVER! ...Got it? ;o)
 Rule #2 - Your Principle is your PAL. Recover your principle. Be sure to pay yourself back your initial investment as soon as possible so you can plant the next harvest.
 Rule #3 - DIVERSIFY! Spread out whatever amount you have to work with into at least 5-10 programs (minimum) to reduce your risk. Never put all your eggs in one basket. If one venture goes sour you still have the others intact to produce income. Some will go sour! If you don't enter this arena intending to fund many different programs overall before you're done; you shouldn't be playing here at all - you'll get burned. Funding two to three programs with large amounts is financial suicide; just like it is in the stock market. Just like the "Mutual Fund" approach, focus on the overall "plan"; not on a single program or two.
Build your program list up to no less then seven to ten, it may take time but this is the proper way. Do not, I repeat, do NOT, lay your faith on a single program or two. It can destroy you and make you bitter and blind in this arena.
Remember to also be patient - I only had to 'burn my hands on the stove' one time to learn that lesson! Smart money stays in an income-earning position. Impatient money always loses, always!
10. INVEST
If you got this far and all has gone according to plan (expect that there may be a few delays as verification sometimes take a day or two), you should now do your initial investments in all the programs. Visit the sites daily or as often as you can. See your money grow and monitor the accumulated funds. Remember, take out your initial investment as soon as possible. Now use your plan and follow it daily. Make changes to your plan as and when required.
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Earning in hyips is not always easy, I've been in the business for a while and have experienced also every thing that could happen in investing in one of these. So i also did my own guide to how to get started with hyips. This site is very informational in starting a hyip.